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Join Us Join Us

Join Us

Do you believe in making life a little bit fairer? Join over 6,000 other local people and organisations that do too.

Who can join?

You can join Boom! if you live or work in West Sussex, Surrey or Kingston. Or if you work for, or are a partner in an organisation that is based in these areas.

How to join

To become a member of the credit union you can open a savings account or apply for a loan.

Why join us?

Why put your money in a credit union rather than a high street bank?

  • Get fair rates on loans and savings

  • We’re a community bank that believes in fairness. We give our members a fair return on savings and offer low-cost loans.

    As a Boom! member your savings are shares in our credit union. Each year all of our profits are shared between our members, and you get paid a dividend on your savings, or the balance of your current account, rather than interest. In 2014/15 our dividend was 1%.

    Our aim isn’t to make huge profits for faceless shareholders. The money that you save with us and the interest paid on our loans is used to pay dividends and make affordable loans available to other local people.

  • Know that your money is safe

  • We’re regulated by exactly the same authorities as high street banks.

    Your savings with the credit union are protected by the Financial Services Compensation Scheme. So, if for any reason the credit union was to fail you would get all your money back.

    We’re also regulated by the Financial Conduct Authority and the Prudential Regulation Authority, who make sure that we meet the highest ethical and security standards.

  • Access your money from anywhere

  • Move your money when you need to using our secure app or website. Or if you prefer, you can call us or come into our offices and we can move the money for you or issue you with a cheque. All savings can be accessed without any notice and transferred into another bank account within a few hours.

  • Keep your money local

  • The way we work is simple. Local people and organisations save with us and we use the funds they deposit to make affordable loans to other local people. We charge fair interest rates on these loans to keep the organisation running and to pay a dividend to our savers if we have a surplus. We don’t invest our money in hedge funds, foreign countries or questionable industries.

    By joining us you know exactly how your money will be used - ethically and locally.

  • Strengthen your community

  • Everyone in the community is better off if more people can get the money they need to pay for the things that are important to them. Making it hard for people to get bank accounts or affordable loans causes huge stress, which in turn causes social and health problems.

    We’re here so that people who can’t get a high street bank account can access financial services, and so that people whose only other choice would be getting a high-interest payday loan or using a doorstep lender can get loans at reasonable rates.

    By joining us, you can help to fight poverty and financial exclusion in West Sussex, Surrey and Kingston.

  • Have a say in your financial services

  • A credit union is a co-operative. Every member has an equal vote in who our directors are and a say in the services we should be offering.

    There are all kinds of ways that you can get involved in the running of your credit union.

    Find out more about working with us
  • Live your values

  • We’re a not-for-profit organisation that exists to give everyone who lives or works in West Sussex, Surrey or Kingston access to fair financial services, including loans.

    We believe in fairness, inclusivity, respect and responsibility. By saving with us and becoming a member, you can support and help create financial services that promote these values.

Join now

Contact Us
  • BOOM! Credit Union
  • Tel: 01903 237221
  • Fax: 1890 800 011
  • Email:
  • Web:
  • Address: 129 Montague Street, Worthing, West Sussex, BN11 3BP

We're a credit union for people who live or work in Surrey, Kingston, and West Sussex.

We give local people access to fair and affordable loans and savings accounts. And we help our members to manage their money.

Main Office
  • T:
  • E:
  • 01903 237221
  • 129 Montague Street,
  • Worthing, West Sussex, BN11 3BP
Opening Hours
  • Mon - Fri
  • 10:00 - 15:00
Crawley Drop-In Centre
  • T:
  • 01293 438537
  • Crawley Town Hall,
  • The Boulevard
  • Crawley, RH10 1UZ
Opening Hours
  • Mon & Fri
  • 09:30 - 15:45
Follow Us
Find Us here:
Boom! Credit Union is the trading name for the West Sussex and Surrey Credit Union. We're authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our FRN is 475226